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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,246 | $152,597-36.3% | $117,533-17.3% | $134,532-27.7% |
| Participation rate | 66.7% | 77.1%-10.4pp | 70.6%-3.9pp | 81.2%-14.6pp |
| Annual return | -16.46% | 53.04%-69.5pp | 29.77%-46.2pp | 418.27%-434.7pp |
| Employer contribution / active EE | $2,770 | $5,576-50.3% | $4,179-33.7% | $4,741-41.6% |
| Participant deferral / active EE | $6,777 | $4,821+40.6% | $4,072+66.4% | $6,401+5.9% |
| Admin fee / account holder | $157 | $7,007-97.8% | $5,647-97.2% | $11,429-98.6% |