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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,248 | $176,402-67.0% | $134,162-56.6% | $158,982-63.4% |
| Participation rate | 33.3% | 78.7%-45.4pp | 72.2%-38.9pp | 82.0%-48.6pp |
| Annual return | 16.12% | 63.66%-47.5pp | 36.35%-20.2pp | 302.99%-286.9pp |
| Employer contribution / active EE | $1,080 | $5,042-78.6% | $3,705-70.8% | $4,763-77.3% |
| Participant deferral / active EE | $3,529 | $4,093-13.8% | $3,500+0.8% | $5,983-41.0% |
| Admin fee / account holder | $20 | $8,719-99.8% | $6,685-99.7% | $11,252-99.8% |