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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,500 | $29,733+174.1% | $56,025+45.5% | $80,959+0.7% |
| Participation rate | 53.6% | 41.7%+11.8pp | 52.5%+1.1pp | 67.7%-14.1pp |
| Annual return | 12.35% | 35.28%-22.9pp | 1712.69%-1700.3pp | 35.67%-23.3pp |
| Employer contribution / active EE | $1,912 | $672+184.6% | $1,042+83.5% | $2,757-30.7% |
| Participant deferral / active EE | $3,826 | $1,229+211.2% | $1,955+95.8% | $4,300-11.0% |
| Admin fee / account holder | $13,752 | $2,434+465.1% | $2,828+386.2% | $6,925+98.6% |