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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,123 | $29,319+224.4% | $52,425+81.4% | $82,448+15.4% |
| Participation rate | 60.0% | 46.9%+13.1pp | 55.6%+4.4pp | 68.1%-8.1pp |
| Annual return | 18.26% | 535.20%-516.9pp | 302.12%-283.9pp | 41.64%-23.4pp |
| Employer contribution / active EE | $2,110 | $586+259.9% | $914+130.8% | $2,551-17.3% |
| Participant deferral / active EE | $4,207 | $1,171+259.2% | $1,790+135.0% | $4,139+1.6% |
| Admin fee / account holder | $1,100 | $1,962-43.9% | $2,495-55.9% | $7,234-84.8% |