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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,500 | $29,716+174.3% | $56,077+45.3% | $80,925+0.7% |
| Participation rate | 53.6% | 41.7%+11.9pp | 52.5%+1.1pp | 67.7%-14.1pp |
| Annual return | 12.35% | 35.30%-22.9pp | 1709.28%-1696.9pp | 35.65%-23.3pp |
| Employer contribution / active EE | $1,912 | $671+184.9% | $1,040+83.8% | $2,756-30.6% |
| Participant deferral / active EE | $3,826 | $1,228+211.5% | $1,954+95.8% | $4,299-11.0% |
| Admin fee / account holder | $13,752 | $2,432+465.4% | $2,825+386.8% | $6,940+98.1% |