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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,209 | $175,259-52.0% | $149,723-43.8% | $139,487-39.6% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 17.93% | 166.82%-148.9pp | 134.50%-116.6pp | 373.84%-355.9pp |
| Employer contribution / active EE | $2,399 | $5,478-56.2% | $4,821-50.2% | $4,755-49.5% |
| Participant deferral / active EE | $5,406 | $6,522-17.1% | $5,682-4.9% | $6,713-19.5% |
| Admin fee / account holder | $790 | $16,158-95.1% | $13,215-94.0% | $11,407-93.1% |