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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,720 | $95,415-30.1% | $185,851-64.1% | $85,851-22.3% |
| Participation rate | 68.0% | 68.8%-0.8pp | 81.7%-13.7pp | 69.3%-1.3pp |
| Annual return | 14.00% | 23.59%-9.6pp | 122.11%-108.1pp | 318.63%-304.6pp |
| Employer contribution / active EE | $1,307 | $3,314-60.6% | $5,168-74.7% | $2,565-49.1% |
| Participant deferral / active EE | $3,654 | $3,424+6.7% | $5,569-34.4% | $3,952-7.5% |
| Admin fee / account holder | $294 | $7,215-95.9% | $16,245-98.2% | $6,261-95.3% |