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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,998 | $209,405-71.8% | $178,486-66.9% | $158,931-62.9% |
| Participation rate | 45.5% | 86.4%-40.9pp | 81.9%-36.5pp | 82.0%-36.5pp |
| Annual return | 17.35% | 188.77%-171.4pp | 151.08%-133.7pp | 302.86%-285.5pp |
| Employer contribution / active EE | $1,429 | $5,707-75.0% | $5,011-71.5% | $4,761-70.0% |
| Participant deferral / active EE | $3,838 | $5,954-35.5% | $5,202-26.2% | $5,982-35.8% |
| Admin fee / account holder | $25,757 | $17,076+50.8% | $13,985+84.2% | $11,247+129.0% |