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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,998 | $209,422-71.8% | $178,503-66.9% | $158,982-62.9% |
| Participation rate | 45.5% | 86.4%-40.9pp | 81.9%-36.5pp | 82.0%-36.5pp |
| Annual return | 17.35% | 188.81%-171.5pp | 151.12%-133.8pp | 302.99%-285.6pp |
| Employer contribution / active EE | $1,429 | $5,707-75.0% | $5,011-71.5% | $4,763-70.0% |
| Participant deferral / active EE | $3,838 | $5,955-35.5% | $5,202-26.2% | $5,983-35.9% |
| Admin fee / account holder | $25,757 | $17,079+50.8% | $13,987+84.1% | $11,252+128.9% |