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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,898 | $202,342-65.0% | $172,753-59.0% | $152,909-53.6% |
| Participation rate | 61.1% | 87.1%-25.9pp | 82.6%-21.5pp | 82.5%-21.3pp |
| Annual return | 20.19% | 1029.88%-1009.7pp | 803.00%-782.8pp | 345.46%-325.3pp |
| Employer contribution / active EE | $1,907 | $5,857-67.5% | $5,144-62.9% | $4,764-60.0% |
| Participant deferral / active EE | $4,663 | $5,948-21.6% | $5,198-10.3% | $5,851-20.3% |
| Admin fee / account holder | $11,204 | $17,112-34.5% | $13,956-19.7% | $11,601-3.4% |