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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,122 | $180,459-69.5% | $154,108-64.2% | $135,380-59.3% |
| Participation rate | 65.0% | 87.4%-22.4pp | 83.0%-18.0pp | 82.6%-17.6pp |
| Annual return | -5.35% | 888.21%-893.6pp | 735.21%-740.6pp | 519.81%-525.2pp |
| Employer contribution / active EE | $1,838 | $6,035-69.6% | $5,298-65.3% | $4,779-61.5% |
| Participant deferral / active EE | $4,220 | $5,806-27.3% | $5,081-16.9% | $5,609-24.8% |
| Admin fee / account holder | $790 | $16,145-95.1% | $13,411-94.1% | $10,828-92.7% |