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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,689 | $144,130+23.3% | $117,861+50.8% | $147,586+20.4% |
| Participation rate | 100.0% | 83.4%+16.6pp | 79.7%+20.3pp | 82.8%+17.2pp |
| Annual return | 8.69% | 531.20%-522.5pp | 335.11%-326.4pp | 578.59%-569.9pp |
| Employer contribution / active EE | $815 | $4,897-83.4% | $3,786-78.5% | $4,876-83.3% |
| Participant deferral / active EE | $4,200 | $5,316-21.0% | $4,482-6.3% | $5,439-22.8% |
| Admin fee / account holder | $791 | $10,887-92.7% | $8,021-90.1% | $10,886-92.7% |