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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,798 | $135,645+26.7% | $110,243+55.8% | $135,380+26.9% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -7.66% | 513.24%-520.9pp | 314.76%-322.4pp | 519.81%-527.5pp |
| Employer contribution / active EE | $867 | $4,907-82.3% | $3,827-77.3% | $4,779-81.9% |
| Participant deferral / active EE | $9,945 | $5,507+80.6% | $4,672+112.9% | $5,609+77.3% |
| Admin fee / account holder | $905 | $11,458-92.1% | $8,548-89.4% | $10,828-91.6% |