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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,205 | $152,619+42.3% | $125,195+73.5% | $152,909+42.0% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 18.26% | 54.85%-36.6pp | 43.79%-25.5pp | 345.46%-327.2pp |
| Employer contribution / active EE | $5,248 | $4,947+6.1% | $3,866+35.7% | $4,764+10.2% |
| Participant deferral / active EE | $14,400 | $5,869+145.4% | $4,937+191.6% | $5,851+146.1% |
| Admin fee / account holder | $980 | $13,437-92.7% | $9,704-89.9% | $11,601-91.5% |