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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,607 | $162,821+48.4% | $133,978+80.3% | $158,982+52.0% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 7.17% | 41.95%-34.8pp | 45.10%-37.9pp | 302.99%-295.8pp |
| Employer contribution / active EE | $2,504 | $4,976-49.7% | $3,919-36.1% | $4,763-47.4% |
| Participant deferral / active EE | $11,867 | $5,910+100.8% | $5,047+135.1% | $5,983+98.3% |
| Admin fee / account holder | $2,527 | $11,742-78.5% | $8,930-71.7% | $11,252-77.5% |