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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,695 | $99,652+17.1% | $78,778+48.1% | $147,586-20.9% |
| Participation rate | 50.0% | 76.2%-26.2pp | 69.2%-19.2pp | 82.8%-32.8pp |
| Annual return | 18.73% | 47.28%-28.6pp | 35.62%-16.9pp | 578.59%-559.9pp |
| Employer contribution / active EE | $1,146 | $2,796-59.0% | $1,986-42.3% | $4,876-76.5% |
| Participant deferral / active EE | $5,157 | $3,664+40.8% | $2,958+74.3% | $5,439-5.2% |
| Admin fee / account holder | $820 | $7,155-88.5% | $5,134-84.0% | $10,886-92.5% |