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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,079 | $95,979+49.1% | $74,551+91.9% | $135,380+5.7% |
| Participation rate | 57.1% | 75.7%-18.5pp | 69.1%-12.0pp | 82.6%-25.5pp |
| Annual return | -7.48% | 56.97%-64.4pp | 32.53%-40.0pp | 519.81%-527.3pp |
| Employer contribution / active EE | $1,320 | $2,716-51.4% | $1,961-32.7% | $4,779-72.4% |
| Participant deferral / active EE | $6,075 | $3,844+58.1% | $3,108+95.5% | $5,609+8.3% |
| Admin fee / account holder | $1,211 | $6,522-81.4% | $5,059-76.1% | $10,828-88.8% |