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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,070 | $102,696+23.7% | $86,235+47.4% | $139,487-8.9% |
| Participation rate | 60.0% | 74.5%-14.5pp | 69.0%-9.0pp | 80.3%-20.3pp |
| Annual return | 19.78% | 1925.91%-1906.1pp | 1170.03%-1150.2pp | 373.84%-354.1pp |
| Employer contribution / active EE | $958 | $3,034-68.4% | $2,381-59.8% | $4,755-79.8% |
| Participant deferral / active EE | $1,890 | $4,679-59.6% | $3,987-52.6% | $6,713-71.8% |
| Admin fee / account holder | $15,483 | $8,667+78.7% | $6,856+125.9% | $11,407+35.7% |