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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,460 | $106,923+49.1% | $84,023+89.8% | $152,909+4.3% |
| Participation rate | 50.0% | 75.3%-25.3pp | 69.0%-19.0pp | 82.5%-32.5pp |
| Annual return | 23.18% | 105.02%-81.8pp | 71.32%-48.1pp | 345.46%-322.3pp |
| Employer contribution / active EE | $1,133 | $2,735-58.6% | $1,984-42.9% | $4,764-76.2% |
| Participant deferral / active EE | $5,643 | $4,013+40.6% | $3,239+74.2% | $5,851-3.6% |
| Admin fee / account holder | $10,767 | $8,289+29.9% | $6,102+76.4% | $11,601-7.2% |