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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $404,192 | $138,393+192.1% | $184,256+119.4% | $80,959+399.3% |
| Participation rate | 100.0% | 83.9%+16.1pp | 86.8%+13.2pp | 67.7%+32.3pp |
| Annual return | 15.45% | 20.01%-4.6pp | 28.85%-13.4pp | 35.67%-20.2pp |
| Employer contribution / active EE | $12,277 | $4,847+153.3% | $6,427+91.0% | $2,757+345.3% |
| Participant deferral / active EE | $21,632 | $7,076+205.7% | $9,133+136.9% | $4,300+403.0% |
| Admin fee / account holder | $29,958 | $10,489+185.6% | $13,899+115.5% | $6,925+332.6% |