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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $505,598 | $145,431+247.7% | $211,142+139.5% | $87,485+477.9% |
| Participation rate | 100.0% | 84.7%+15.3pp | 87.3%+12.7pp | 68.9%+31.1pp |
| Annual return | 16.94% | 27.21%-10.3pp | 46.84%-29.9pp | 26.06%-9.1pp |
| Employer contribution / active EE | $12,594 | $4,662+170.2% | $6,442+95.5% | $2,596+385.1% |
| Participant deferral / active EE | $19,634 | $6,859+186.3% | $9,284+111.5% | $4,274+359.4% |
| Admin fee / account holder | $5,176 | $17,052-69.6% | $19,076-72.9% | $7,775-33.4% |