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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $505,598 | $146,267+245.7% | $197,124+156.5% | $82,448+513.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 86.7%+13.3pp | 68.1%+31.9pp |
| Annual return | 16.94% | 29.61%-12.7pp | 44.34%-27.4pp | 41.64%-24.7pp |
| Employer contribution / active EE | $12,594 | $4,723+166.6% | $6,227+102.2% | $2,551+393.7% |
| Participant deferral / active EE | $19,634 | $7,035+179.1% | $9,135+114.9% | $4,139+374.3% |
| Admin fee / account holder | $5,176 | $14,422-64.1% | $16,298-68.2% | $7,234-28.5% |