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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $298,294 | $123,793+141.0% | $177,840+67.7% | $79,852+273.6% |
| Participation rate | 100.0% | 84.7%+15.3pp | 87.7%+12.3pp | 69.6%+30.4pp |
| Annual return | 25.90% | 22.82%+3.1pp | 48.32%-22.4pp | 31.72%-5.8pp |
| Employer contribution / active EE | $8,073 | $4,095+97.1% | $5,919+36.4% | $2,471+226.7% |
| Participant deferral / active EE | $14,845 | $5,956+149.2% | $7,714+92.4% | $3,740+296.9% |
| Admin fee / account holder | $6,868 | $7,243-5.2% | $12,431-44.7% | $5,306+29.4% |