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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,279 | $110,083+153.7% | $151,639+84.2% | $68,486+307.8% |
| Participation rate | 97.8% | 84.0%+13.9pp | 87.5%+10.3pp | 67.9%+29.9pp |
| Annual return | -13.95% | -10.12%-3.8pp | 3.34%-17.3pp | -7.85%-6.1pp |
| Employer contribution / active EE | $8,680 | $4,470+94.2% | $6,165+40.8% | $2,597+234.3% |
| Participant deferral / active EE | $15,664 | $6,526+140.0% | $8,363+87.3% | $4,028+288.9% |
| Admin fee / account holder | $1,874 | $7,718-75.7% | $11,613-83.9% | $5,404-65.3% |