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| Provider | Service type | Compensation |
|---|---|---|
THE JOSEPH GROUP LLC9+ years Service code 26 · EIN 36-4729550 | Advisory (Participants) | $153,424 |
HAMILTON CAPITAL LLC5 years Service code 26 · EIN 83-3000171 | Advisory (Participants) | $83,878 |
CHARLES SCHWAB & CO., INC.9+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $82,419 |
COOK STREET CONSULTING9+ years Service code 28 · EIN 84-0854432 | Investment Management | $81,111 |
FISHER INVESTMENTS9+ years Service code 26 · EIN 20-2480800 | Advisory (Participants) | $75,275 |
JOHNSON BANK7 years Filed as: JOHNSON INVESTMENT COUNSEL INC Service code 26 · EIN 31-1801770 | Advisory (Participants) | $22,287 |
G2 CAPITAL MANAGEMENT LLC7 years Service code 26 · EIN 81-4912492 | Advisory (Participants) | $19,422 |
HUNTINGTON NATIONAL BANK1 year Filed as: THE HUNTINGTON NATIONAL BANK Service code 26 · EIN 31-1152442 | Advisory (Participants) | $18,354 |
COLUMBUS INVESTMENT ADVISORY I9+ years Service code 26 · EIN 31-1452201 | Advisory (Participants) | $16,943 |
AMERICAN FUNDS4 years Filed as: QUADRANT CAPITAL GROUP LLC Service code 26 · EIN 26-3941439 | Advisory (Participants) | $9,537 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $366,739 | $95,438+284.3% | $135,998+169.7% | $74,478+392.4% |
| Participation rate | 97.4% | 78.2%+19.2pp | 81.9%+15.5pp | 70.7%+26.7pp |
| Annual return | 19.38% | 32.61%-13.2pp | 68.37%-49.0pp | 34.37%-15.0pp |
| Employer contribution / active EE | $13,875 | $3,878+257.8% | $4,860+185.5% | $2,637+426.2% |
| Participant deferral / active EE | $14,187 | $7,790+82.1% | $7,761+82.8% | $4,530+213.2% |
| Admin fee / account holder | $572 | $259+120.9% | $10,769-94.7% | $347+64.8% |