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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.4+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $146,016 |
FISHER INVESTMENTS4+ years Service code 26 · EIN 20-2480800 | Advisory (Participants) | $144,017 |
THE JOSEPH GROUP LLC4+ years Service code 26 · EIN 36-4729550 | Advisory (Participants) | $116,287 |
HAMILTON CAPITAL LLC1 year Filed as: HAMILTON CAPITAL Service code 26 · EIN 31-1515316 | Advisory (Participants) | $71,311 |
COOK STREET CONSULTING4+ years Service code 28 · EIN 84-0854432 | Investment Management | $69,387 |
JOHNSON BANK2 years Filed as: JOHNSON INVESTMENT COUNSEL INC Service code 26 · EIN 31-1801770 | Advisory (Participants) | $14,493 |
G2 CAPITAL MANAGEMENT LLC2 years Service code 26 · EIN 81-4912492 | Advisory (Participants) | $13,797 |
COLUMBUS INVESTMENT ADVISORY I4+ years Service code 26 · EIN 31-1452201 | Advisory (Participants) | $12,422 |
MERRIMAN WEALTH MGMT LLC4+ years Service code 26 · EIN 80-0873697 | Advisory (Participants) | $12,123 |
Filed as: SPECTRUM FINANCIAL ALLIANCE Service code 26 · EIN 52-2237781 | Advisory (Participants) | $10,557 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $423,065 | $75,388+461.2% | $123,553+242.4% | $55,727+659.2% |
| Participation rate | 98.1% | 75.7%+22.4pp | 82.3%+15.8pp | 70.9%+27.2pp |
| Annual return | 7.98% | 4.48%+3.5pp | 119.21%-111.2pp | 244.94%-237.0pp |
| Employer contribution / active EE | $15,691 | $3,063+412.3% | $4,628+239.0% | $2,078+655.0% |
| Participant deferral / active EE | $9,720 | $5,651+72.0% | $6,426+51.3% | $3,356+189.7% |
| Admin fee / account holder | $1,017 | $120+749.4% | $9,284-89.0% | $115+783.1% |