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| Provider | Service type | Compensation |
|---|---|---|
THE JOSEPH GROUP LLC7+ years Service code 26 · EIN 36-4729550 | Advisory (Participants) | $150,632 |
CHARLES SCHWAB & CO., INC.7+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $83,247 |
HAMILTON CAPITAL LLC3 years Service code 26 · EIN 83-3000171 | Advisory (Participants) | $80,164 |
COOK STREET CONSULTING2 years Filed as: COOK STREET CONSULTING,INC. Service code 28 · EIN 84-0854432 | Investment Management | $78,749 |
FISHER INVESTMENTS7+ years Service code 26 · EIN 20-2480800 | Advisory (Participants) | $72,187 |
JOHNSON BANK5 years Filed as: JOHNSON INVESTMENT COUNSEL INC Service code 26 · EIN 31-1801770 | Advisory (Participants) | $20,559 |
G2 CAPITAL MANAGEMENT LLC5 years Service code 26 · EIN 81-4912492 | Advisory (Participants) | $18,566 |
COLUMBUS INVESTMENT ADVISORY I7+ years Service code 26 · EIN 31-1452201 | Advisory (Participants) | $14,968 |
AMERICAN FUNDS2 years Filed as: QUADRANT CAPITAL GROUP LLC Service code 26 · EIN 26-3941439 | Advisory (Participants) | $14,610 |
Filed as: SPECTRUM FINANCIAL ALLIANCE Service code 26 · EIN 52-2237781 | Advisory (Participants) | $11,177 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $407,587 | $104,336+290.6% | $159,495+155.5% | $86,828+369.4% |
| Participation rate | 97.3% | 77.7%+19.6pp | 82.8%+14.5pp | 72.3%+25.1pp |
| Annual return | 14.44% | 26.32%-11.9pp | 263.72%-249.3pp | 97.95%-83.5pp |
| Employer contribution / active EE | $11,982 | $3,451+247.2% | $4,831+148.0% | $2,406+398.0% |
| Participant deferral / active EE | $12,612 | $6,837+84.5% | $7,354+71.5% | $4,132+205.2% |
| Admin fee / account holder | $586 | $172+240.1% | $10,804-94.6% | $170+245.3% |