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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.2+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $146,117 |
THE JOSEPH GROUP LLC2+ years Service code 26 · EIN 36-4729550 | Advisory (Participants) | $135,488 |
FISHER INVESTMENTS2+ years Service code 26 · EIN 20-2480800 | Advisory (Participants) | $116,194 |
COOK STREET CONSULTING2+ years Service code 28 · EIN 84-0854432 | Investment Management | $65,499 |
HAMILTON LANE ADVISORS, LLC2+ years Filed as: HAMILTON CAPITAL MANAGEMENT INC Service code 26 · EIN 31-1515316 | Advisory (Participants) | $57,313 |
WEALTHSTONE FAMILY OFFICE LLC2+ years Filed as: WEALTHSTONE INC Service code 26 · EIN 31-1059983 | Advisory (Participants) | $10,931 |
COLUMBUS INVESTMENT ADVISORY I2+ years Service code 26 · EIN 31-1452201 | Advisory (Participants) | $10,823 |
CHARLES SCHWAB & CO., INC.2+ years Service code 33 · EIN 94-1737782 | Direct payment from the plan; Securit... | $9,513 |
MERRIMAN WEALTH MGMT LLC2+ years Service code 26 · EIN 80-0873697 | Advisory (Participants) | $9,067 |
DAVID ROMANO2+ years Filed as: DAVID VAUGHAN INVESTMENTS INC Service code 26 · EIN 37-1272863 | Advisory (Participants) | $7,367 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $379,870 | $80,177+373.8% | $123,894+206.6% | $57,661+558.8% |
| Participation rate | 96.5% | 74.4%+22.0pp | 81.4%+15.0pp | 70.2%+26.2pp |
| Annual return | 7.68% | 17.90%-10.2pp | 47.52%-39.8pp | 5.13%+2.6pp |
| Employer contribution / active EE | $15,034 | $2,913+416.2% | $4,617+225.6% | $1,974+661.7% |
| Participant deferral / active EE | $9,053 | $5,130+76.5% | $5,984+51.3% | $3,061+195.8% |
| Admin fee / account holder | $933 | $106+777.4% | $8,357-88.8% | $95+886.7% |