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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,831 | $183,592+0.1% | $155,574+18.2% | $145,877+26.0% |
| Participation rate | 85.7% | 82.7%+3.0pp | 78.2%+7.5pp | 80.3%+5.4pp |
| Annual return | 7.68% | 61.37%-53.7pp | 64.87%-57.2pp | 551.28%-543.6pp |
| Employer contribution / active EE | $10,024 | $5,317+88.5% | $4,676+114.4% | $4,663+115.0% |
| Participant deferral / active EE | $9,081 | $6,466+40.4% | $5,629+61.3% | $6,691+35.7% |
| Admin fee / account holder | $2,272 | $19,316-88.2% | $15,914-85.7% | $13,402-83.0% |