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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,816 | $180,462-85.1% | $154,111-82.6% | $135,379-80.2% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -7.81% | 888.17%-896.0pp | 735.18%-743.0pp | 519.79%-527.6pp |
| Employer contribution / active EE | $15,798 | $6,036+161.7% | $5,298+198.2% | $4,779+230.6% |
| Participant deferral / active EE | $10,365 | $5,806+78.5% | $5,081+104.0% | $5,609+84.8% |
| Admin fee / account holder | $3,176 | $16,145-80.3% | $13,411-76.3% | $10,828-70.7% |