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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,109 | $202,345-82.6% | $172,755-79.7% | $152,885-77.0% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 16.51% | 1029.77%-1013.3pp | 802.94%-786.4pp | 345.39%-328.9pp |
| Employer contribution / active EE | $7,629 | $5,858+30.2% | $5,144+48.3% | $4,763+60.2% |
| Participant deferral / active EE | $6,521 | $5,948+9.6% | $5,198+25.5% | $5,851+11.5% |
| Admin fee / account holder | $390 | $17,111-97.7% | $13,955-97.2% | $11,598-96.6% |