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| Provider | Service type | Compensation |
|---|---|---|
Filed as: LOCKTON INVESTMENT ADVISORS Service code 27 · EIN 20-8874282 | Advisory (Plan) | $40,000 |
Service code 37 · EIN 04-2647786 | Loan Processing | $27,560 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,680 | $60,128+253.7% | $90,440+135.2% | $79,852+166.3% |
| Participation rate | 98.4% | 65.0%+33.4pp | 72.7%+25.7pp | 69.6%+28.8pp |
| Annual return | 13.66% | 71.95%-58.3pp | 1294.38%-1280.7pp | 31.72%-18.1pp |
| Employer contribution / active EE | $5,015 | $2,068+142.5% | $3,263+53.7% | $2,471+103.0% |
| Participant deferral / active EE | $14,858 | $2,939+405.6% | $3,964+274.9% | $3,740+297.2% |
| Admin fee / account holder | $493 | $3,977-87.6% | $5,615-91.2% | $5,306-90.7% |