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| Provider | Service type | Compensation |
|---|---|---|
Filed as: LOCKTON INVESTMENT ADVISORS Service code 27 · EIN 20-8874282 | Advisory (Plan) | $40,000 |
Service code 37 · EIN 04-2647786 | Loan Processing | $31,953 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,923 | $49,177+206.9% | $79,466+89.9% | $64,173+135.2% |
| Participation rate | 97.3% | 65.0%+32.2pp | 73.3%+23.9pp | 69.6%+27.7pp |
| Annual return | -5.63% | -1.16%-4.5pp | 718.28%-723.9pp | 7.63%-13.3pp |
| Employer contribution / active EE | $4,819 | $2,076+132.1% | $2,800+72.1% | $2,381+102.4% |
| Participant deferral / active EE | $13,302 | $2,821+371.5% | $3,704+259.1% | $3,470+283.4% |
| Admin fee / account holder | $487 | $3,839-87.3% | $5,104-90.5% | $4,887-90.0% |