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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,804 | $57,305-21.8% | $86,640-48.3% | $75,173-40.4% |
| Participation rate | 40.0% | 63.2%-23.2pp | 71.7%-31.7pp | 67.2%-27.2pp |
| Annual return | 15.82% | 2674.24%-2658.4pp | 592.52%-576.7pp | 160.72%-144.9pp |
| Employer contribution / active EE | $987 | $2,316-57.4% | $3,024-67.4% | $2,671-63.1% |
| Participant deferral / active EE | $1,879 | $3,320-43.4% | $4,438-57.7% | $4,126-54.5% |
| Admin fee / account holder | $770 | $4,116-81.3% | $5,616-86.3% | $5,651-86.4% |