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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,804 | $58,234-23.1% | $81,783-45.2% | $80,874-44.6% |
| Participation rate | 40.0% | 63.4%-23.4pp | 72.4%-32.4pp | 67.6%-27.6pp |
| Annual return | 15.82% | 41.70%-25.9pp | 775.05%-759.2pp | 35.62%-19.8pp |
| Employer contribution / active EE | $987 | $2,341-57.9% | $2,913-66.1% | $2,756-64.2% |
| Participant deferral / active EE | $1,879 | $3,283-42.8% | $4,320-56.5% | $4,297-56.3% |
| Admin fee / account holder | $770 | $4,982-84.6% | $7,380-89.6% | $6,935-88.9% |