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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,804 | $58,311-23.2% | $81,882-45.3% | $80,959-44.7% |
| Participation rate | 40.0% | 63.5%-23.5pp | 72.4%-32.4pp | 67.7%-27.7pp |
| Annual return | 15.82% | 41.85%-26.0pp | 779.47%-763.7pp | 35.67%-19.9pp |
| Employer contribution / active EE | $987 | $2,347-57.9% | $2,916-66.2% | $2,757-64.2% |
| Participant deferral / active EE | $1,879 | $3,287-42.8% | $4,323-56.5% | $4,300-56.3% |
| Admin fee / account holder | $770 | $4,752-83.8% | $7,360-89.5% | $6,925-88.9% |