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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,334 | $60,139-61.2% | $90,461-74.2% | $79,856-70.8% |
| Participation rate | 47.8% | 65.0%-17.2pp | 72.7%-24.9pp | 69.6%-21.8pp |
| Annual return | 15.60% | 71.96%-56.4pp | 1294.76%-1279.2pp | 31.71%-16.1pp |
| Employer contribution / active EE | $939 | $2,069-54.6% | $3,264-71.2% | $2,471-62.0% |
| Participant deferral / active EE | $1,458 | $2,939-50.4% | $3,964-63.2% | $3,741-61.0% |
| Admin fee / account holder | $1,757 | $3,978-55.8% | $5,617-68.7% | $5,306-66.9% |