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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,150 | $54,757-66.9% | $90,304-79.9% | $72,975-75.1% |
| Participation rate | 59.5% | 65.2%-5.6pp | 73.3%-13.8pp | 69.5%-10.0pp |
| Annual return | 20.41% | 30.63%-10.2pp | 78.13%-57.7pp | 81.01%-60.6pp |
| Employer contribution / active EE | $1,058 | $2,093-49.5% | $2,855-62.9% | $2,440-56.6% |
| Participant deferral / active EE | $1,714 | $2,887-40.6% | $3,885-55.9% | $3,608-52.5% |
| Admin fee / account holder | $824 | $3,973-79.3% | $5,354-84.6% | $5,124-83.9% |