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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,500 | $105,145-5.4% | $94,664+5.1% | $139,466-28.7% |
| Participation rate | 76.5% | 82.4%-5.9pp | 80.8%-4.4pp | 80.3%-3.9pp |
| Annual return | 17.31% | 38.09%-20.8pp | 156.84%-139.5pp | 373.66%-356.4pp |
| Employer contribution / active EE | $2,885 | $4,107-29.8% | $3,673-21.5% | $4,754-39.3% |
| Participant deferral / active EE | $6,375 | $7,599-16.1% | $7,417-14.0% | $6,712-5.0% |
| Admin fee / account holder | $2,566 | $8,972-71.4% | $7,222-64.5% | $11,409-77.5% |