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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,653 | $99,647-10.0% | $86,439+3.7% | $134,509-33.3% |
| Participation rate | 73.3% | 82.1%-8.7pp | 80.3%-7.0pp | 81.2%-7.9pp |
| Annual return | -17.35% | 6784.13%-6801.5pp | 4395.55%-4412.9pp | 418.13%-435.5pp |
| Employer contribution / active EE | $2,981 | $4,401-32.3% | $3,769-20.9% | $4,741-37.1% |
| Participant deferral / active EE | $6,273 | $7,246-13.4% | $6,952-9.8% | $6,400-2.0% |
| Admin fee / account holder | $4,340 | $8,373-48.2% | $6,732-35.5% | $11,427-62.0% |