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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,198 | $107,941-24.8% | $91,994-11.7% | $152,897-46.9% |
| Participation rate | 100.0% | 81.2%+18.8pp | 78.6%+21.4pp | 82.5%+17.5pp |
| Annual return | 22.30% | 89.28%-67.0pp | 69.04%-46.7pp | 345.43%-323.1pp |
| Employer contribution / active EE | $3,039 | $4,212-27.8% | $3,453-12.0% | $4,764-36.2% |
| Participant deferral / active EE | $5,326 | $6,366-16.3% | $5,924-10.1% | $5,851-9.0% |
| Admin fee / account holder | $1,818 | $10,521-82.7% | $7,744-76.5% | $11,599-84.3% |