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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,899 | $97,020-14.6% | $83,327-0.5% | $135,380-38.8% |
| Participation rate | 61.5% | 80.4%-18.9pp | 77.8%-16.2pp | 82.6%-21.1pp |
| Annual return | -5.69% | 12.31%-18.0pp | 10.64%-16.3pp | 519.81%-525.5pp |
| Employer contribution / active EE | $1,343 | $4,144-67.6% | $3,379-60.3% | $4,779-71.9% |
| Participant deferral / active EE | $3,709 | $5,964-37.8% | $5,565-33.4% | $5,609-33.9% |
| Admin fee / account holder | $3,494 | $8,426-58.5% | $7,540-53.7% | $10,828-67.7% |