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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,131 | $56,431+120.0% | $130,788-5.1% | $87,485+41.9% |
| Participation rate | 50.0% | 58.9%-8.9pp | 70.1%-20.1pp | 68.9%-18.9pp |
| Annual return | 16.17% | 91.27%-75.1pp | 386.44%-370.3pp | 26.06%-9.9pp |
| Employer contribution / active EE | $1,190 | $1,549-23.2% | $3,558-66.6% | $2,596-54.2% |
| Participant deferral / active EE | $2,292 | $2,749-16.6% | $4,137-44.6% | $4,274-46.4% |
| Admin fee / account holder | $1,477 | $4,433-66.7% | $6,673-77.9% | $7,775-81.0% |