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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,131 | $52,353+137.1% | $120,225+3.2% | $82,448+50.6% |
| Participation rate | 50.0% | 58.3%-8.3pp | 69.6%-19.6pp | 68.1%-18.1pp |
| Annual return | 16.17% | 61.85%-45.7pp | 439.23%-423.1pp | 41.64%-25.5pp |
| Employer contribution / active EE | $1,190 | $1,510-21.2% | $3,475-65.8% | $2,551-53.4% |
| Participant deferral / active EE | $2,292 | $2,627-12.8% | $3,999-42.7% | $4,139-44.6% |
| Admin fee / account holder | $1,477 | $4,363-66.1% | $5,696-74.1% | $7,234-79.6% |