Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA FINANCIAL LIFE Service code 15 · EIN 36-6071399 | Recordkeeping | $26,136 |
Filed as: MERRILL LYNCH LIFE AGENCY, INC. Service code 27 · EIN 13-2808480 | Advisory (Plan) | $24,794 |
Filed as: EDWARD D JONES & COMPANY Service code 27 · EIN 43-0345811 | Advisory (Plan) | $12,563 |
Filed as: CREATIVE RETIREMENT SYSTEMS, INC Service code 15 · EIN 31-1299207 | Recordkeeping | $3,150 |
Filed as: MESIROW FINANCIAL, INC. Service code 27 · EIN 36-3194849 | Advisory (Plan) | $601 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,031 | $49,451-27.1% | $79,580-54.7% | $66,938-46.2% |
| Participation rate | 56.7% | 61.3%-4.7pp | 69.5%-12.8pp | 69.8%-13.1pp |
| Annual return | -18.13% | 84.25%-102.4pp | 0.15%-18.3pp | 1.58%-19.7pp |
| Employer contribution / active EE | $603 | $1,266-52.4% | $2,413-75.0% | $2,545-76.3% |
| Participant deferral / active EE | $3,387 | $3,159+7.2% | $3,985-15.0% | $4,238-20.1% |
| Admin fee / account holder | $544 | $595-8.5% | $6,835-92.0% | $594-8.3% |