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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,631 | $73,978-31.6% | $96,515-47.5% | $75,173-32.6% |
| Participation rate | 52.6% | 66.4%-13.8pp | 74.3%-21.7pp | 67.2%-14.6pp |
| Annual return | 20.11% | 26.72%-6.6pp | 35.73%-15.6pp | 160.72%-140.6pp |
| Employer contribution / active EE | $1,401 | $2,931-52.2% | $3,740-62.5% | $2,671-47.5% |
| Participant deferral / active EE | $2,493 | $3,660-31.9% | $4,880-48.9% | $4,126-39.6% |
| Admin fee / account holder | $361 | $5,219-93.1% | $6,735-94.6% | $5,651-93.6% |