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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,231 | $52,678-38.8% | $75,784-57.5% | $59,633-46.0% |
| Participation rate | 55.0% | 67.2%-12.2pp | 75.8%-20.8pp | 68.7%-13.7pp |
| Annual return | -2.94% | 2.95%-5.9pp | 9.68%-12.6pp | 2041.45%-2044.4pp |
| Employer contribution / active EE | $1,002 | $2,193-54.3% | $3,323-69.8% | $2,203-54.5% |
| Participant deferral / active EE | $1,647 | $2,591-36.4% | $3,652-54.9% | $3,192-48.4% |
| Admin fee / account holder | $2,186 | $3,610-39.4% | $5,300-58.7% | $4,297-49.1% |