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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,466 | $65,364-27.4% | $92,909-48.9% | $72,975-35.0% |
| Participation rate | 61.5% | 68.3%-6.8pp | 76.0%-14.5pp | 69.5%-8.0pp |
| Annual return | 23.33% | 42.11%-18.8pp | 109.44%-86.1pp | 81.01%-57.7pp |
| Employer contribution / active EE | $1,077 | $2,594-58.5% | $3,653-70.5% | $2,440-55.9% |
| Participant deferral / active EE | $2,249 | $3,128-28.1% | $4,238-46.9% | $3,608-37.7% |
| Admin fee / account holder | $1,029 | $4,251-75.8% | $5,795-82.2% | $5,124-79.9% |