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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,741 | $63,346-38.8% | $92,240-58.0% | $70,126-44.8% |
| Participation rate | 58.8% | 68.7%-9.8pp | 76.5%-17.7pp | 69.5%-10.7pp |
| Annual return | 21.99% | 530.19%-508.2pp | 176.29%-154.3pp | 73.15%-51.2pp |
| Employer contribution / active EE | $852 | $2,471-65.5% | $3,680-76.8% | $2,343-63.6% |
| Participant deferral / active EE | $1,832 | $2,854-35.8% | $3,897-53.0% | $3,332-45.0% |
| Admin fee / account holder | $1,695 | $3,841-55.9% | $5,194-67.4% | $4,645-63.5% |