Filed August 1, 2025
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $326,169 | $86,940+275.2% | $102,434+218.4% | $80,935+303.0% |
| Participation rate | 96.8% | 72.4%+24.4pp | 76.5%+20.3pp | 67.7%+29.1pp |
| Annual return | 15.30% | 18.89%-3.6pp | 29.46%-14.2pp | 35.66%-20.4pp |
| Employer contribution / active EE | $7,750 | $2,370+227.0% | $3,023+156.3% | $2,757+181.1% |
| Participant deferral / active EE | $6,040 | $4,121+46.6% | $5,055+19.5% | $4,299+40.5% |
| Admin fee / account holder | $14,083 | $8,047+75.0% | $9,462+48.8% | $6,924+103.4% |