Filed August 1, 2025
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $314,078 | $95,453+229.0% | $112,040+180.3% | $82,448+280.9% |
| Participation rate | 93.3% | 72.8%+20.6pp | 76.5%+16.8pp | 68.1%+25.3pp |
| Annual return | 9.93% | 23.92%-14.0pp | 24.52%-14.6pp | 41.64%-31.7pp |
| Employer contribution / active EE | $6,316 | $2,318+172.5% | $2,954+113.8% | $2,551+147.6% |
| Participant deferral / active EE | $6,950 | $4,224+64.5% | $5,098+36.3% | $4,139+67.9% |
| Admin fee / account holder | $111,604 | $9,013+1138.2% | $12,098+822.5% | $7,234+1442.7% |