Filed August 1, 2025
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,053 | $78,428+223.9% | $95,960+164.7% | $79,852+218.2% |
| Participation rate | 77.3% | 73.5%+3.8pp | 77.1%+0.2pp | 69.6%+7.6pp |
| Annual return | 18.67% | 19.37%-0.7pp | 91.63%-73.0pp | 31.72%-13.1pp |
| Employer contribution / active EE | $5,896 | $1,945+203.1% | $2,541+132.0% | $2,471+138.6% |
| Participant deferral / active EE | $4,330 | $3,440+25.9% | $4,167+3.9% | $3,740+15.8% |
| Admin fee / account holder | $9,287 | $5,622+65.2% | $6,797+36.6% | $5,306+75.0% |