Filed August 1, 2025
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,682 | $71,872+154.2% | $86,691+110.7% | $68,495+166.7% |
| Participation rate | 89.1% | 72.2%+16.9pp | 76.6%+12.5pp | 67.9%+21.2pp |
| Annual return | -16.64% | 3.53%-20.2pp | 35.94%-52.6pp | -7.84%-8.8pp |
| Employer contribution / active EE | $0 | $2,173-100.0% | $2,837-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $4,479 | $3,779+18.5% | $4,656-3.8% | $4,028+11.2% |
| Admin fee / account holder | $5,737 | $6,112-6.1% | $7,492-23.4% | $5,403+6.2% |