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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $449,796 | $149,446+201.0% | $256,809+75.1% | $94,015+378.4% |
| Participation rate | 76.0% | 85.3%-9.3pp | 88.5%-12.5pp | 70.8%+5.2pp |
| Annual return | 11.67% | 17.55%-5.9pp | 32.73%-21.1pp | 17.84%-6.2pp |
| Employer contribution / active EE | $2,408 | $4,596-47.6% | $7,263-66.8% | $2,790-13.7% |
| Participant deferral / active EE | $10,884 | $6,491+67.7% | $9,520+14.3% | $4,249+156.1% |
| Admin fee / account holder | $76,111 | $24,035+216.7% | $25,146+202.7% | $8,951+750.3% |