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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $449,796 | $145,431+209.3% | $211,142+113.0% | $87,485+414.1% |
| Participation rate | 76.0% | 84.7%-8.7pp | 87.3%-11.3pp | 68.9%+7.1pp |
| Annual return | 11.67% | 27.21%-15.5pp | 46.84%-35.2pp | 26.06%-14.4pp |
| Employer contribution / active EE | $2,408 | $4,662-48.3% | $6,442-62.6% | $2,596-7.2% |
| Participant deferral / active EE | $10,884 | $6,859+58.7% | $9,284+17.2% | $4,274+154.7% |
| Admin fee / account holder | $76,111 | $17,052+346.4% | $19,076+299.0% | $7,775+878.9% |