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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,144 | $99,652+28.6% | $78,778+62.7% | $147,586-13.2% |
| Participation rate | 60.0% | 76.2%-16.2pp | 69.2%-9.2pp | 82.8%-22.8pp |
| Annual return | 13.85% | 47.28%-33.4pp | 35.62%-21.8pp | 578.59%-564.7pp |
| Employer contribution / active EE | $997 | $2,796-64.3% | $1,986-49.8% | $4,876-79.6% |
| Participant deferral / active EE | $1,279 | $3,664-65.1% | $2,958-56.8% | $5,439-76.5% |
| Admin fee / account holder | $10,162 | $7,155+42.0% | $5,134+98.0% | $10,886-6.6% |