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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,664 | $112,933+70.6% | $90,970+111.8% | $158,982+21.2% |
| Participation rate | 56.5% | 74.7%-18.2pp | 69.0%-12.5pp | 82.0%-25.4pp |
| Annual return | 15.47% | 215.82%-200.3pp | 134.60%-119.1pp | 302.99%-287.5pp |
| Employer contribution / active EE | $1,146 | $2,893-60.4% | $2,122-46.0% | $4,763-75.9% |
| Participant deferral / active EE | $1,872 | $4,128-54.6% | $3,373-44.5% | $5,983-68.7% |
| Admin fee / account holder | $16,953 | $8,047+110.7% | $5,961+184.4% | $11,252+50.7% |