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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,737 | $95,979+38.3% | $74,551+78.0% | $135,380-2.0% |
| Participation rate | 61.9% | 75.7%-13.7pp | 69.1%-7.2pp | 82.6%-20.7pp |
| Annual return | -6.33% | 56.97%-63.3pp | 32.53%-38.9pp | 519.81%-526.1pp |
| Employer contribution / active EE | $1,324 | $2,716-51.3% | $1,961-32.5% | $4,779-72.3% |
| Participant deferral / active EE | $1,665 | $3,844-56.7% | $3,108-46.4% | $5,609-70.3% |
| Admin fee / account holder | $6,738 | $6,522+3.3% | $5,059+33.2% | $10,828-37.8% |