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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,151 | $82,630+36.9% | $64,105+76.5% | $125,389-9.8% |
| Participation rate | 65.2% | 75.9%-10.6pp | 68.2%-3.0pp | 83.2%-18.0pp |
| Annual return | -0.58% | 1489.72%-1490.3pp | 791.24%-791.8pp | 282.24%-282.8pp |
| Employer contribution / active EE | $927 | $2,671-65.3% | $1,820-49.1% | $4,866-80.9% |
| Participant deferral / active EE | $1,019 | $3,608-71.8% | $2,822-63.9% | $5,352-81.0% |
| Admin fee / account holder | $2,414 | $6,382-62.2% | $4,499-46.3% | $9,541-74.7% |